SAVINGS AND CD RATES

The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit noncash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in your account each day.

* Fees could reduce earnings. Except in the case of your death or a courts declaration of your incompetence, if you withdraw any principal before the maturity date, a penalty will be charged to your account. For rates we are currently offering on Deposit Accounts, call 860-379-7561 any business day

Annual Percentage Yield as of  October 10, 2018

Accounts Interest
Rate
Annual Percentage
Yield
Minimum
Balances to Earn APY
Specials
9 Month CD Special 1.25% 1.26% $10,000.00
11 Month Promo Special 1.60% 1.61% $1,000.00
 1 Year CD Special 1.75% 1.77% $1,000.00
17 Month Autumn Glow CD Special -New Money 2.96% 3.00% $100,000.00
24 Month CD Special 2.30% 2.33% $1,000.00
30 Month CD Special 2.35% 2.38% $1,000.00
60 Month CD Special 2.25% 2.28% $1,000.00
Student Savings Club Account 4.88% 5.00% $0.00 - $1,000.00
Student Savings Club Account 0.10% 0.10% $1,000.01 & OVER
Time Deposits
60 Month Certificate 0.90% 0.90% $1,000.00
48 to 59 Month Certificate 0.80% 0.80% $1,000.00
36 to 47 Month Certificate 0.55% 0.55% $1,000.00
24 to 35 Month Certificate 0.50% 0.50% $1,000.00
12 to 23 Month Certificate 0.40% 0.40% $1,000.00
182 to 364 Day Certificate 0.35% 0.35% $2,500.00
150 to 181 Day Certificate 0.30% 0.30% $2,500.00
91 to 149 Day Certificate 0.30% 0.30% $2,500.00
60 to 90 Day Certificate 0.30% 0.30% $2,500.00
30 to 59 Day Certificate 0.25% 0.25% $2,500.00
Platinum MMDA - Rates subject to change after the account is opened
1st Tier 0.20% 0.20% $0 - $49,999.99
2nd Tier 0.20% 0.20% $50,000.00-$99,999.99
3rd Tier 0.25% 0.25% $100,000.00-$299,999.99
4th Tier 0.50% 0.50% $300,000.00-$749,999.99
5th Tier 0.60% 0.60% $750,000.00-$999,999.99
Premium MMDA - Rates may change after account is opened
1st Tier 0.15% 0.15% UNDER $10,000.00
2nd Tier 0.20% 0.20% $10,000.00-$49,999.99
3rd Tier 0.20% 0.20% $50,000.00-$99,999.99
4th Tier 0.25% 0.25% $100,000 & OVER

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