DEPOSIT RATES                                                                                        Member FDIC

Annual Percentage Yield as of August 21, 2019

Personal Accounts

Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
TOTAL PLUS CHECKING 0.05% 0.05% $25.00 $0.01
TOTAL 50 CHECKING 0.05% 0.05% $25.00 $0.01
STATEMENT SAVINGS/UTMA STATEMENT SAVINGS** 0.10% 0.10% $5.00 $0.01
PASSBOOK SAVINGS/UTMA PASSBOOK SAVINGS** 0.10% 0.10% $5.00 $0.01
TENANT/AGENT PASSBOOK SAVINGS** 0.15% 0.15% $5.00 $0.01
TRANSACTION STATEMENT SAVINGS 0.10% 0.10% $5.00 $0.01
HOLIDAY SAVINGS CLUB** 0.05% 0.05% $1.00 $5.00
VACATION SAVINGS CLUB** 0.05% 0.05% $1.00 $5.00
STUDENT SAVINGS** 0.10% 0.10% $5.00 $0.01
STUDENT SAVINGS CLUB**
$0.01 to $1,000.00 4.88% 5.00% $5.00 $0.01
$1,000.01 and OVER 0.10% 5.00% to 0.10% $5.00 $0.01
HEALTH SAVINGS ACCOUNT
$0.00 to $4,999.99 0.10% 0.10% $0.00 $0.01
$5,000.00 to $19,999.99 0.10% 0.10% $0.00 $5,000.00
$20,000.00 and OVER 0.10% 0.10% $0.00 $20,000.00
MONEY MARKET**
$0.01 to $2,499.99 0.15% 0.15% $2,500.00 $0.01
$2,500.00 and OVER 0.15% 0.15% $2,500.00 $2,500.00
PREMIUM MONEY MARKET**
UNDER $10,000.00 0.15% 0.15% $10,000.00 $0.01
$10,000.00 to $49,999.99 0.20% 0.20% $10,000.00 $10,000.00
$50,000.00 TO $99,999.99 0.20% 0.20% $10,000.00 $50,000.00
$100,000.00 and OVER 0.25% 0.25% $10,000.00 $100,000.00
PLATINUM MONEY MARKET**
UNDER $50,000.00 0.20% 0.20% $50,000.00 $0.01
$50,000.00 to $99,999.99 0.20% 0.20% $50,000.00 $50,000.00
$100,000.00 TO $299,999.99 0.25% 0.25% $50,000.00 $100,000.00
$300,000.00 to $749,999.99 0.50% 0.50% $50,000.00 $300,000.00
$750,000.00 and OVER 0.60% 0.60% $50,000.00 $750,0000.00

 

Business Accounts

Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
BUSINESS CHECKING NOW 0.05% 0.05% $25.00 $0.01
IORETA 0.05% 0.05% $25.00 $0.01
IOLTA 0.09% 0.09% $25.00 $0.01

 

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.

**Transaction limitations apply