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Mortgage Rates.  Effective Date: July 28, 2010.  Rates Subject to change without notice.  Northwest Community Bank does not offer, broker, make or sell non-traditional, sub-prime or non-prime home loans as defined in Connecticut Public Act 08-176 an Act Concerning Responsible Lending and Economic Security.

Loan Program

Term

Interest
Rate

Annual
Percentage
Rate (APR)

Points

Payment
per $1000
borrowed

 Fixed Rate Mortgages

 15 Year

15 Year

3.750%

4.101%

2

$7.27
15 Year

3.875%

4.077%

1

$7.33
15 Year

4.000%

4.054%

0

$7.40

 30 Year

30 Year

4.625%

4.832%

2

$5.14
30 Year

4.750%

4.869%

1

$5.22
30 Year

4.875%

4.907%

0

$5.29

 Adjustable Rate Mortgages (ARM)

 1 Year
 Adjustable Rate

30 Year

4.500%

3.428%

2

$5.07
30 Year

4.625%

3.356%

1

$5.14
30 Year

4.750%

3.285%

0

$5.22

 5/1 Adjustable
 Rate

30 Year

4.750%

3.910%

2

$5.22
30 Year

4.875%

3.870%

1

$5.29
30 Year

5.000%

3.831%

0

$5.37

 10/1 Adjustable
 Rate

30 Year

5.000%

4.519%

2

$5.37
30 Year

5.125%

4.511%

1

$5.44
30 Year

5.250%

4.504%

0

$5.52

All Annual Percentage Rates (APRs) listed above assume a 20% downpayment.

Rates on all ARM products may change after consummation of the loan and may increase.

For other available Loan Programs please call any office of Northwest Community Bank
 More information on any of our products and services can be easily requested through e-mail or by calling your nearest branch. 
To best serve our customers, Northwest Community Bank will only grant loans in a specified market area.