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Loan
Rates. Effective Date:
May 7,
2008. Rates Subject to change without notice
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Interest
Rate/Annual Percentage Rate (APR) |
Maximum
Term |
Minimum
Amount |
Maximum
Amount |
Payment
Per $1,000 Borrowed |
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|
Personal
Loans |
|
|
18.000% |
24 Months |
$2,000 |
$2,999 |
$49.92 |
|
|
18.000% |
36
Months |
$3,000 |
$5,000 |
$36.15 |
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|
18.000% |
48
Months |
$5,000 |
$5,000 |
$29.37
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|
New
Car Loans |
|
|
6.000% |
36
Months* |
$
5,000 |
|
$30.42 |
|
|
6.250% |
48
Months* |
$10,000 |
|
$23.60 |
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|
6.500% |
60
Months** |
$10,000 |
$30,000 |
$19.57
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Used
Car Loans |
|
|
7.000% |
36
Months** |
$5,000 |
$20,000 |
$30.88
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7.500% |
48
Months** |
$10,000 |
3 yrs or
newer |
$24.18 |
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Collateral
Loans |
Rate/APR |
Maximum
Term |
Minimum
Amount |
|
Payment
Per $1000 |
|
|
Regular Savings |
4.000% |
60
Months |
$3,000 |
|
$18.42 |
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Home
Equity Loans |
Rate/APR |
Maximum
Term |
Minimum
Amount |
Maximum
Amount |
Payment
Per $1000 |
|
| 2nd
Mortgage |
5.750% |
60
Months |
$7,500 |
N/A |
$19.22 |
| 2nd
Mortgage |
5.990% |
120
Months |
$10,000 |
N/A |
$11.10 |
| 2nd
Mortgage |
6.500% |
180
Months |
$15,000 |
N/A |
$
8.71 |
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Home
Equity Line of Credit
-
No
application fee or closing costs.
Variable rate of prime minus 0.50% for life. Min. APR 5.00%
Max. APR 18.00% - $35 annual fee; $250.00 early termination fee.
1-4 Family owner-occupied property only; homeowners insurance is
required, flood insurance may be required.
Rates are effective as of
3/19/2008 and are subject to change without notice.
Payment
per thousand is interest only, final payment is entire balance at
maturity. ***Combined
Loan to Value
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|
Home
Equity Line Of Credit |
Rate/APR |
Term |
Amount |
| CLTV***
Payment
Per $1000 |
| |
5.000%
|
108
Months
|
$10,000-$200,000
|
Max
75%
|
$ 4.11
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Home
Equity Line of Credit
-
No
application fee or closing costs.
Fixed rate - $50
annual fee \ $500.00 early termination fee. 1-4 Family owner-occupied
property only; homeowners insurance is required, flood insurance may be
required.
Rates are effective as of 3/28/2008 and are subject to change without
notice. Payment per
thousand is interest only, final payment is entire balance at maturity.
***Combined
Loan to Value |
|
Home
Equity Line Of Credit |
Rate/APR |
Term |
Amount |
| CLTV***
Payment
Per $1000 |
| |
5.990% |
60 Months |
$10,000-$200,000 |
Max
75%
|
$ 4.92 |
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6.490%
|
108
Months
|
$10,000-$200,000
|
Max
75%
|
$ 5.33
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